Who Your Facebook Friends Are Could Affect Your Credit Score | Geekosystem
In this day and age, it’s pretty much a given that you should be keeping your social networking lifesomewhat under control because schools and prospective employers might be looking at it. But that’s not all, banks and creditors seem to be creeping in that direction too, because why let a little free information go to waste? As it turns out, there are plenty of things that creditors might like to know about you that, legally, they can’t ask, things like your race, your marital status, and whether or not you’re receiving public assistance. Also, having deadbeat friends who are yapping on about their inability to afford weed on their completely public profile probably wouldn’t help your case either.
At the moment, the ways in which your social media activity will affect your credit score are largely hazy and underutilized. There are, however, a few shining beacons of the terrifying insanity that may be on its way. Lenddo, for instance, is a Hong Kong-based micro-lender that asks for some unusual information: The credentials for your Facebook, Twitter, Gmail, Yahoo, and Windows Live accounts. Upon handing these over, it seems like Lenddo assimilates them into your Lenddo account proper where your score will benefit or suffer based on how financially stable your Lenddo friends are. If they default, it’s going to affect you negatively. Think about it this way, you’re going to do a much better job at stratifying your friends into socioeconomic groups than Lenddo is.
Who Your Facebook Friends Are Could Affect Your Credit Score | Geekosystem.
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